Finance
Statistics tell us 80% of all clients finance when purchasing or leasing a New or Used car. So at Autocity we offer a wide range of finance and leasing plans that are easy to understand and can be adjusted to suit your individual budget.
Whether it's no deposit finance or leasing for your business; we can offer you an affordable, competitive option for your next purchase.
Our Specialist Business Manager Karen Healy can structure repayment options that are both suitable and affordable to you.
So let us use our expertise & experience to help you into your next car!
Advantages of Autocity Finance:
-On the Spot approval
-Easy 1-page application process
-Quicker delivery of your vehicle
-Retain your personal savings/capital in your company
-Build a positive credit rating
We offer many finance options including:
Hire Purchase
-from no deposit
-terms up to 60 months
-competitive rates
Structured Hire Purchase
-monthly repayments reduced/structured around end of term payment ('balloon")
-deferred payment/lump sum payment loans
-ideal for eg farmers with seasonal incomes
-each loan individually structured to suit
Residual Lease
-flexible leasing plan with deposits, terms & Residual Values (final payment) determined by you
-not a fixed term contract and able to be terminated early based on a settlement figure
-for Business users-the term of the contract determines the treatment of the lease for
IRD purposes
Operating Lease
-Long term rental of vehicle determined by your mileage and time frame required
-Fully Maintained (ie all operating costs such as tyres, registration, servicing included) or Non Maintained options available
-Enhances business cash-flow by freeing up capital
Insurance
Loan Repayment Insurance (covers you against illness, redundancy or death) and/or Low Equity Insurance (protects you from any shortfall between insurance payouts and amounts owing to a financier in the event of accident write-off) can be incorporated in any loan to protect you from the unexpected and offer you peace-of-mind motoring. Ask us for further details.
For any queries or for a no-obligation quote, contact Karen our Business Manager today on DDI 06 759 4587 or karen@autocity.co.nz
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